“Kids can actually complete financial lessons and get rewards from mom and dad as a result.” says Nick Mokey. a staff writer at Digitaltrends.com. “You’re teaching kids about money with things that matter to them like an iPod.”
Online savings site SmartyPig.com also lets you set financial goals to which people can contribute to help you meet them. And its savings account interest rate was a hefty 1.35 percent in May 2011.
Citibank’s Ultimate Savings Account
Rates that reward higher balances. If you stash at least $25.000. your interest rate is triple that of deposits under $10.000 (rates from May 2011).
And Wells Fargo’s High Yield Savings Account pays four times more for balances of more than $25.000 than for deposits of less than $10.000 in New York; it may vary in other states. If you link to a PMA Premier Checking Account. the bank adds a bonus of 0.1 percent (also in New York).
Compare rates for other kinds of accounts
Like money markets via search engines to overseas data find the best yields. McBride says. “Higher-yield accounts may not automatically be the best return on your money.” he says.
Also. Shevlin says consumers have more leverage to negotiate higher rates at smaller banks. especially if you have multiple accounts and big balances. “Negotiate better rates where you are.” he says.
Cash-back rewards are another way Link Cash-Back
Take SmartyPig’s prepaid cash debit rewards card. It lets you earn up to 10 percent back on everyday purchases at 9.000 local and regional retailers. That cash-back money is then applied to savings goals. Also. with the Fidelity Investment Rewards American Express card you earn 2 percent (May 2011 rate) cash back on purchases that is deposited into a cash account or brokerage account. “That’s a great payout.” McBride says.
Stay on top of your transactions. McBride says. “People with the biggest trouble saving are most inclined to trip up.” he says. “If you pay your balance every month. it’s a great way to get paid for everyday transactions.”
The desperate post-interview phone call Link Cash-Back
The proclamation of self-doubt. and more blundering ways to negate your chances of winning the job
Despite the healing economy. employers are often slow to post openings and make hiring decisions. It’s a frustrating situation that can boost your website ranking with strategic backlinks cause eager job candidates to act in counterproductive ways. scotching promising opportunities. Here’s our list of 10 real-life job-search misfires we hope will serve as cautionary tales for job-hunters. Don’t replicate these counterproductive deeds.
Inflicting Gratuitous Interrogation Link Cash-Back
“Where is the company located. what is the starting salary. who is the CEO. and how long have you been in business?” That was the end of the correspondence; our street address was on our home page.
The salary was listed in the job ad. and aero leads the company story (including inception date and leadership bios) was in the About Us section of our site. In his haste to make sure his time wasn’t wasted—a reasonable goal. in my opinion—the gentleman asked me to answer four questions he’d have already had answers to if he’d done a bit of homework. Lesson: It’s perfectly fine to guard against time-sucking or even bogus job ads. but do it in such a way that you don’t shoot yourself in the foot.